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Writer's pictureRuth Lee, CMB

Mortgage Banking KPIs

A mortgage Key Performance Indicator (KPI) is a metric used to measure the performance and success of a mortgage business. Some common mortgage KPIs include:

  1. Loan volume: the total amount of loans issued in a given period.

  2. Loan origination rate: the number of loans originated per sales representative or branch.

  3. Closing rate: the percentage of loan applications that are successfully closed and funded.

  4. Delinquency rate: the percentage of loans that are past due on their payments.

  5. Default rate: the percentage of loans that have gone into default and are unlikely to be recovered.

  6. Average loan size: the average amount of each loan issued.

  7. Return on assets (ROA): the amount of profit generated per dollar of assets.

These KPIs can help mortgage companies track their performance, identify areas for improvement, and make data-driven decisions to grow their business.


Democratizing the Language of Mortgage Banking. Asking the right question and giving you a great concise answer via request, review and edit of research responses from ChatGPT Jan 30 Version.




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